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Commercial Lending Services

Comprehensive SBA loans and commercial financing solutions tailored to your business. From startup capital to expansion funding, we're your trusted lending partner.

SBA 504 Loans

SBA 504 Loans

Starting at 6.5% APR10-25 years

Perfect for commercial real estate purchases and major equipment financing with low down payments anywhere in the USA.

Up to $5.5M
10-25 year terms
Fixed rates available
90% financing available
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SBA 7(a) Loans

SBA 7(a) Loans

Starting at 7.0% APRUp to 25 years

Versatile financing for businesses needing working capital, equipment, and acquisition funding.

Up to $5M
Flexible use of funds
Digital application process
24-hour pre-approval
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Equipment Financing

Equipment Financing

Starting at 8.5% APR2-7 years

Secure financing for essential business equipment with fast approvals for businesses across America.

100% financing available
Same-day approval possible
Quick decision making
Preserve working capital
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Business Lines of Credit

Business Lines of Credit

Starting at 9.0% APR12 months renewable

Flexible working capital solutions for small businesses.

$25K - $500K for businesses
Only pay on what you use
Dedicated support team
24/7 online access
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Commercial Real Estate Loans

Commercial Real Estate Loans

Starting at 6.8% APR15-25 years

Financing for purchasing, refinancing, or improving commercial properties throughout the United States.

Up to $5M for properties
Investment properties
Owner-occupied buildings
Experienced market expertise
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Business Acquisition Loans

Business Acquisition Loans

Starting at 7.5% APR5-25 years

Acquire existing businesses or franchise opportunities anywhere in America with specialized financing.

Up to 90% financing
SBA and conventional options
Expert market knowledge
Fast closings
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Our Process

1

Initial Consultation

We discuss your business needs and financing requirements to determine the best loan program.

2

Application & Documentation

Submit your application with our guidance on required documentation to streamline the process.

3

Underwriting & Approval

Our team works with lenders to get your application approved quickly and efficiently.

4

Funding

Once approved, we coordinate the closing process and funding of your loan.

Why Choose 3A Lending?

Fast Approval Process

Get pre-qualified in 24 hours with our streamlined digital application process.

Competitive Rates

Access to multiple lenders ensures your business gets the best rates available.

Expert Guidance

Our expert team provides individual guidance that's tailored to your needs.

Flexible Terms

Customized loan structures designed for your business cash flow patterns.

Commercial building financed by 3A Lending

Ready to Get Started?

Contact our lending experts today to discuss your financing needs and get pre-qualified within 24 hours.