Privacy Policy

1. Introduction

3A Lending LLC ("3A Lending," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at 3alending.com, use our AI chat assistant, or submit any forms or applications through our services.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, and mailing address that you voluntarily provide through our contact forms, pre-qualification forms, or loan applications.
• Business Information: Business name, type, address, years in operation, annual revenue, number of employees, and other business details relevant to your financing needs.
• Financial Information: Loan amount requested, credit score range, existing business debt, collateral details, and other financial data you provide to assess your financing options.
• Chat Data: Messages exchanged with our AI lending assistant, including any contact information you provide during chat conversations.
• Usage Data: Information about how you interact with our website, including pages visited, time spent, browser type, and device information.

3. How We Use Your Information

We use the information we collect to:

• Process and respond to your loan inquiries and pre-qualification requests
• Connect you with appropriate lending partners in our network
• Communicate with you about your financing options via your preferred contact method
• Send confirmation emails and follow-up correspondence
• Improve our website, services, and AI lending assistant
• Comply with legal and regulatory requirements

4. Information Sharing

We may share your information with:

• Lending Partners: SBA-approved lenders, Certified Development Companies (CDCs), and conventional lenders in our network, solely for the purpose of processing your loan request.
• Service Providers: Third-party vendors that help us operate our website and services (e.g., email delivery, database hosting, AI services). These providers are contractually obligated to protect your data.
• Legal Requirements: When required by law, subpoena, or other legal process, or to protect the rights, safety, or property of 3A Lending or others.

We do not sell your personal information to third parties for marketing purposes.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Rights

You have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate personal information
• Request deletion of your personal information, subject to legal retention requirements
• Opt out of marketing communications at any time

To exercise any of these rights, please contact us at apply@3alending.com or call (260) 201-1112.

7. Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can control cookie settings through your browser preferences.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us: